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Las Vegas mortgage lender

 

 

Welcome to our online home loan store 

I’m Esko Kiuru, a Las Vegas NV mortgage provider. Customers, as a rule, get top billing at this online home loan boutique so long as I’m in charge around here. I’d also like to get right to the point since your time is valuable. Are you ready to purchase? Or refinance? Or just need some solid mortgage information? Regardless, our main objective is to help you realize your short- and long-term financial goals using a mortgage as the vehicle. Moreover, whatever the challenges are we'll make the loan process as easy and smooth as possible.   

No loan origination fee. FHA & VA approved. 

Contact us today with your purchase or refinance plans 

Call Esko at 702-499-1006 or email to esko@eskokiuru.com. 

What is our business formula? It is consulting. Or some call it mortgage planning. We are the exact opposite from a home loan salesman. We listen, we share ideas and we find rewarding solutions. As an experienced Las Vegas mortgage consultant, we provide financing for owner-occupied, second home and investment properties. 

Simple mortgage app, competitive rates and affordable payments.  

Here you can find powerful tools to answer virtually any mortgage finance question. Trying to decide whether now is a good time to buy a home? Check out our Calculator Lineup and play with the numbers. Confused by all the programs from which to choose? Our Loan Program page will help you find the right type for you. Las Vegas mortgage refinance is one of our specialties. These loans can be a solution for a home improvement project, debt consolidation, an investment opportunity and much more.

A mortgage consultant is nowadays also expected to have a blog where he writes about industry news and offers his take on what’s going on. To make my viewpoints double clear I’m running two blogs. The one at ActiveRain is updated several times a week and covers the latest Las Vegas and national news in the always attention-grabbing mortgage and real estate markets. The other, BluefoxToday, is actually a syndicated feature with local and national mortgage and housing connoisseurs offering advice, information and commentary. You have a standing invitation to visit them both.  

Thanks for coming and check back often. 

Sincerely, 

Esko Kiuru
Mortgage Consultant, Father, Golfer, Skier, Beer Aficionado  

 

You can count on us as your Las Vegas NV mortgage refinancing lender. We serve these fine communities in the valley: Aliante, Anthem, Canyon Gate, Centennial Hills, Coronado Ranch, Desert Shores, Eldorado, Green Valley Ranch, Las Vegas Country Club, MacDonald Ranch and Mountains Edge.  

 

We are the Nevada mortgage boutique you can recommend to others, also offering home loans in these neighborhoods: Lake Las Vegas, Painted Desert, Peccole Ranch, Providence, Queensridge, Red Rock Country Club, Rhodes Ranch, Seven Hills, Siena, Silverado Ranch, Silverstone Ranch, Southern Highlands, Spanish Trails, Stallion Mountain, Summerlin and The Lakes. 

  

Looking for a reliable mortgage lender in Las Vegas NV? Try us. We accept home loan refinance applications for these great areas in the valley: Anthem Country Club, Hillsboro, Inspirada, Legacy, Nevada Trails, Palm Valley, Prescott Park, The Arbors, The Paseos, The Pueblo, The Trails, The Vistas, Tuscany and Whitney Ranch. 

 

Working as an agent in a mortgage broker firm, we shop multiple wholesale banks for the best product for our customers, serving all of Nevada, including Boulder City, Carson City, Dayton, Ely, Gardnerville, Genoa, Green Valley, Henderson, Incline Village, Lake Tahoe, Las Vegas, Laughlin, Mesquite, Minden, North Las Vegas, Overton, Pahrump, Reno, Sparks, Spring Valley, Stateline, Virginia City and Zephyr Cove. 

 

 

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 Please note that all interest rates, loan terms and conditions quoted on this website are subject to change without notice.

 

 

 

 

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Silverstone Ranch, Las Vegas, NV 
Mortgage News Daily


FICO: Americans More Likely to Default on Mortgages than Credit Cards - 1 hour ago
Posted To: MND NewsWireAmerican consumers are now defaulting on their mortgages in even greater numbers than they are walking away from credit card debt. According to FICO's® Score Trends Service, this is a phenomenon that is historically unique. FICO said the mortgage default risk for consumers with high FICO scores now exceeds their credit card default risk, even though most credit cards are unsecured credit and mortgages are secured by real estate. There is a parallel rise in mortgage delinquencies for these high scoring consumers. The company said that their analysis of trends in FICO scoring shows that recent repayment behavior has shifted significantly from what has historically been expected. In 2005 bankcard accounts were more than 3 times more likely to become seriously delinquent, that is 90+ days...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
MBS LUNCH: 10 Year Treasury Auction Results and Reactions - 2 hours ago
Posted To: MBS Commentary10 year auction has impressive demand, but at higher rates. 3.45 Bid To Cover, but 3.735 % high yield with 70.94% of the bids at high yield MBS and Treasuries both slightly better on the announcement 4.5's are now down only 2 ticks on the day at 100-29 and 10yr yields are back down to 3.72+ from 3.74+ Here is a breakdown of the auction results: 9-YR 11-MO NOTES YIELDS High 3.735 pct Median 3.700 pct Low 3.636 pct PRICE/ACCEPTANCES Price 99.090493 Accepted at high 70.94 pct Bid-to-cover ratio 3.45 AMOUNTS TENDERED AND ACCEPTED (dollars) Total accepted 21,000,013,800 Total public bids tendered 72,466,493,000 Competitive bids accepted 20,829,510,800 Noncompetitive bids accepted 70,503,000 Fed add-ons 248,452,700 Primary Dealer Tendered 49,661,000,000 Primary Dealer Accepted 9,857,410,000 Primary...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Loan Demand Stagnates. Only One Bright Spot in the Production Slowdown - 3 hours ago
Posted To: MND NewsWireThe Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending March 5, 2010. The survey covers over 50 percent of all US residential mortgage loan applications taken by mortgage bankers, commercial banks, and thrifts. The data gives economists a look into consumer demand for mortgage loans. A rising trend of mortgage applications indicates an increase in home buying interest, a positive for the housing industry and economy as a whole. Furthermore, in a low mortgage rate environment, such a trend implies consumers are seeking out lower monthly payments which can result in increased disposable income and therefore more money to spend on discretionary items or to pay down other debt. From the release: The Market Composite Index, a measure of...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.